“As the owner of Grant & Associates, for over 20 years I was responsible for employees' benefits, striving to offer fair coverage that a small firm could afford. And then I found Rick Joseph of Diamond Benefits. He has been our consultant for over six years. He has been willing to travel to our offices to talk to our employees every year to discuss which plans were available, which had the best coverage for our group, and also explain in detail the costs each employee would have to cover themselves. After every annual review, our employees made the choice themselves, and they never complained about their plans. Rick and his associates are always available by phone to answer questions, and if a new employee joins the firm, he will travel to them to discuss their options. With the advent of the ACA, with all the rules and guidelines, as the owner of the company I could never have kept up with the coverage offered by so many companies. He has always been patient and kind and most important, informed. We offer his name to anyone who is looking for a benefits consultant.”